Ratio Analysis

The table below provides a selection of key performance ratios for the research sample of 331 groups mobilised in the last quarter of 2009. Data is collected in March of each year and all monetary figures are in USD.

 

Name2010201120122013201520162017
Project/programme totals       
Total number of members7,2567,6217,3336,9856,9856,9856,985
Total number of groups331326315298298298298
Total assets182,530251,933328,772352,770000
Total savings138,156195,104246,632267,916000
Total value of loans outstanding140,178195,857262,695301,414000
Membership profile       
Average number of members per group21.923.423.323.5   
Women members76.7 %78.7 %80.3 %79.2 %   
Attendance rate86.3 %83.2 %84.3 %81.9 %   
Dropout rate2.1 %1.8 %2.4 %1.5 %   
Service utilization       
Average annualized savings per member$ 61.3$ 78.5$ 101.4$ 95.5   
Average annualized savings per member as % of GNI per capita12.8 %14.7 %19.4 %17.3 %   
Average value of loans outstanding per member$ 36.3$ 43.1$ 55.1$ 63.2   
Average outstanding loan size as % of GNI per capita6.8 %7.6 %9.8 %11.3 %   
Financial performance of groups       
% of members with Loans outstanding59.3 %63.4 %69.7 %71.2 %0.0 %0.0 %0.0 %
Savings as % of Loans outstanding94.2 %97.0 %89.9 %87.6 %0.0 %0.0 %0.0 %
Return on average assets35.3 %36.5 %42.6 %39.9 %   

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